3asy Ride Financing.
Driving customer loyalty.

3ASY rIDE. Product overview.


  • Retail balloon financing product.
  • Provides another financing option for customers.
  • Affordable payments that feel like a lease but provide ownership.
  • Shorter term than retail loans.
  • Customer assumes balloon risk, however that risk is no more than the value of the motorcycle in a traditional longer term loan.

3asy ride. How does it work.

  • A balloon is a lump-sum payoff amount due at the maturity of the contract:
  • a 36 month contract has 35 regular monthly payments, and when the 36th payment is due, the balloon payment is also due.
  • Customer has three options at the end of their term:
  • Trade in for a new motorcycle.
  • Refinance the balloon.*
  • Payoff the balloon.

*where applicable, certain restrictions may apply


3asy ride. Customer benefits.

  • Affordable payments – improved cash flow.
  • Shorter term – ability to trade more often.
  • Ownership benefits – titled in customer name.
  • No prepayment penalty.
  • No mileage restriction.
  • No excess wear and use charges.
  • No acquisition or disposition fee.
  • Save your cash and add GAP to provide sense of comfort

3asy ride. dealer benefits.

  • Lower monthly payment – overcome price objection.
  • Shorter ownership cycle – ability to sell more motorcycles to same customer.
  • Higher Customer Retention – 2.5 times higher than traditional loan.
  • Balloons conservatively set, allows you to confidently take it on trade.
  • Good source of used inventory.
  • Potential for F&I sales.

3ASY rIDE. who might be a good fit.

  • Payment-conscious.
  • Looking to upgrade to a new BMW, but think it may be out of reach.
  • Trading frequently.
  • Expecting a future increase in available cash, but want ownership now.
  • Cash buyers.
  • Want to break the negative equity and/or trade-negotiating cycle.

***TMSi training course, “MS081 3asy Ride” for additional training.

Got questions about our 3asy Ride Financing or any of the other BMW Programs available at Northern California BMW Motorcycles? Contact us now by filling the form below, and one of our helpful experts will be happy to assist. Once you’re ready for a test ride, come on down and visit your nearest BMW motorcycle dealership in Northern California or Central California as soon as possible. We look forward to seeing you soon!


Learn More about 3asy Ride Financing Today!